Disclaimer

The information contained in these presentations may not be current. This information has been provided as a convenience, solely for the purpose of providing historical information about Humana Inc. Please note while you are reviewing this information that these presentations were created as of the dates listed, and reflected management views as of those dates. Investors should not assume that statements made in these presentations remain operative at a later time. Except as required by law, Humana makes no commitment, and disclaims any duty, to update any of the information in the presentations, which speak only as of their respective dates.

These presentations may include forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. When used in our investor presentations and in oral statements made by or with the approval of one of our executive officers, the words or phrases like “expects,“ “anticipates,” “intends,” “likely will result,” “estimates,” “projects” or variations of such words and similar expressions are intended to identify such forward-looking statements. These forward-looking statements are not guarantees of future performance and are subject to risks, uncertainties and assumptions, including among other things, information noted in Humana’s filings with the SEC. In making these statements, we are not undertaking to address or update these factors in future filings, presentations or communications regarding our business or results except as required by law. In light of these risks, uncertainties and assumptions, the forward-looking events discussed in these presentations might not occur. There may also be other risks that we are unable to predict at this time. Any of these risks and uncertainties may cause actual results to differ materially from the results discussed in the forward-looking statements.

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