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Vikram A Atal

Mr. Atal is an Executive Vice President of Citigroup. Previously, he served as Chief Executive Officer (CEO) of the Citi Cards franchise across the U.S. and Canada, which served 150 million customers and clients with a full range of card and related products. Between 2001 and 2005, Mr. Atal was the Executive Vice President responsible for the Partnership segment in Citi Cards. Prior to 2001, he served as the Chief Financial Officer for Citi Cards and held a variety of senior finance positions within Citigroup. Prior to joining Citigroup in 1986, Mr. Atal worked for Price Waterhouse in New York and Touche Ross & Co. in London. Mr. Atal received his B.A. in Mathematics from St. Stephen’s College, Delhi, India, and his B.S. from the London School of Economics, with a specialization in Finance. Mr. Atal has been a director of the Company since March 2008.