Broadman will oversee the management of Capital One's community affairs, philanthropy, volunteerism, non-profit partnership programs, financial education programs and community development lending and investments, as well as the company's compliance with the Community Reinvestment Act (CRA).

The Federal Reserve Board recently appointed Broadman the 2002 Chair of the Board of Governor's Consumer Advisory Council, which advises the Fed on consumer matters, including privacy, consumer protection laws, and CRA. She served as Vice Chair of the Council in 2001.

"Our communities provide us with associates who are key to our achievements, customers who are the bedrock of our business, resources that allow our business to thrive, and support that enable us to operate," said Nigel W. Morris, Capital One's President and Chief Operating Officer. "Our commitment to our communities is deep, combining the real strength of Capital One -- our associates -- with financial resources to provide long-term support to programs that help children at-risk."

"We created the position of Director of Corporate Citizenship to build on our successful community programs and achieve greater synergy between our volunteerism, philanthropy and community investments," said Richard A. Woods, Capital One's Senior Vice President for Corporate Communications, which includes Corporate Citizenship. "Dorothy is the ideal candidate for the position."

At Cal Fed, Broadman was responsible for customer diversity, community outreach/corporate giving, community development loans and investments, and CRA compliance. Earlier in her career at Cal Fed, Broadman managed the affordable multifamily lending unit. Broadman served in CRA and market-rate commercial real estate lending positions at Citibank and Wells Fargo Bank before joining Cal Fed in 1989.

Broadman currently serves on the Consumer Bankers Association Community Reinvestment Committee, is a member of the Board of Directors of the Low Income Housing Fund, and is a member of the Board of Directors and Chair of the Regulatory/Legislative Committee of the National Association of Affordable Housing Lenders (NAAHL).

Broadman earned a M.B.A. from the University of California at Berkeley and a B.A. from Tufts University with summa cum laude honors and membership in the Phi Beta Kappa Society.

Headquartered in Falls Church, Virginia, Capital One Financial Corporation (http://www.capitalone.com ) is a holding company whose principal subsidiaries, Capital One Bank and Capital One, F.S.B., offer consumer lending products. Capital One's subsidiaries collectively had 43.8 million customers and $45.3 billion in managed loans outstanding as of December 31, 2001. Capital One, a Fortune 500 company, is one of the largest providers of MasterCard and Visa credit cards in the world. Capital One trades on the New York Stock Exchange under the symbol "COF" and is included in the S&P 500 index.

                    MAKE YOUR OPINION COUNT -  Click Here
               http://tbutton.prnewswire.com/prn/11690X23037846

CONTACT:          Tatiana Stead, Director, Corporate Media, of Capital One
                  Financial Corporation, +1-703-205-1070, or tatiana.stead@capitalone.com

URL:              http://www.capitalone.com
http://www.prnewswire.com

Copyright (C) 2002 PR Newswire.  All rights reserved.