MCLEAN, Va., Dec 21, 2004 (BUSINESS WIRE) -- On Wednesday, January 19, 2005, at approximately 4:05 p.m. Eastern Daylight Time, Capital One Financial Corporation (NYSE:COF) will release its fourth quarter 2004 earnings results. Additionally, the company will host a conference call at 5:00 p.m. EDT to review its financial and operating performance for the period ending December 31, 2004.

The call will be webcast "live" and the earnings release will be available on the company's homepage at www.capitalone.com. A replay of the webcast will be available 24 hours a day, beginning two hours after the conference call, through 5:00 p.m. EDT on January 28, 2005, through the company's homepage.

About Capital One

Headquartered in McLean, Virginia, Capital One Financial Corporation (www.capitalone.com) is a bank holding company whose principal subsidiaries, Capital One Bank and Capital One, F.S.B., offer consumer lending products and Capital One Auto Finance, Inc., offers automobile and other motor vehicle financing products. Capital One's subsidiaries collectively had 47.2 million accounts and $75.5 billion in managed loans outstanding as of September 30, 2004. Capital One, a Fortune 500 company, is one of the largest providers of MasterCard and Visa credit cards in the world. Capital One trades on the New York Stock Exchange under the symbol "COF" and is included in the S&P 500 index.

SOURCE: Capital One

Capital One, McLean
Mike Rowen
V.P., Investor Relations
703-720-2457
or
Tatiana Stead
Director, Corporate Media
703-720-2352