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Capital One Names Tracy Teal New Investor Relations Director

FALLS CHURCH, Va., Jan. 13 /PRNewswire/ -- Capital One Financial Corporation (NYSE: COF) today announced the appointment of Tracy Teal as Director of Investor Relations. In this role, Ms. Teal will be responsible for conducting market research and delivering the company's strategies and global growth objectives to the financial community. She joins Janet McCabe in reporting to Paul Paquin, Vice President of Investor Relations.

Ms. Teal joined Capital One in 1996 from Coopers & Lybrand. As a CPA, Ms. Teal has structured securitization transactions for compliance with accounting standards and advised business managers and senior management on the impact of new accounting rules and policies. Since April 1999, as Corporate Finance Manager-International, Ms. Teal has supported Capital One's international expansion by helping to structure joint ventures and alliances to optimize the company's results.

"Tracy's experience with our business units and global growth plans is a tremendous asset to our investor relations team," said Paul Paquin, Capital One's Vice President of Investor Relations. "We have assembled a team of the best in the business. Tracy is just one example of the power of hiring good people."

Ms. Teal replaces Julie Rakes in this role. Ms. Rakes, upon her return from maternity leave, will take the lead role in developing the financial management function for the company's Internet initiatives.

Headquartered in Falls Church, Virginia, Capital One Financial Corporation (www.CapitalOne.com) is a holding company whose principal subsidiaries, Capital One Bank and Capital One, F.S.B., offer consumer lending products. Capital One's subsidiaries collectively had 20.8 million customers and $18.5 billion in managed loans outstanding as of September 30, 1999, and are among the largest providers of MasterCard and Visa credit cards in the world. Capital One trades on the New York Stock Exchange under the symbol "COF" and is included in the S&P 500 Index. For the second consecutive year, Capital One was named to Fortune's list of "Best Places to Work."

SOURCE Capital One Financial Corporation

CONTACT: For Investor Relations: Paul Paquin, 703-205-1039, Janet McCabe, 703-205-1108, or Tracy Teal, 703-205-1181; or for Media Relations: Dana Farmen, 703-289-6811, all of Capital One Financial Corporation/