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1.Who is NBT Bancorp’s transfer agent and how does a registered shareholder contact the agent regarding account information?
 

Our transfer agent name and contact information appear below:
NBT Bank, N.A.
20 Mohawk Street
Canajoharie, NY 13317
800-NBT-BANK, Option 7


2.Does NBT Bancorp offer a dividend reinvestment program (DRIP) for its common stock shareholders?
 

Yes. For more information, please select the following link:

Dividend Reinvestment & Stock Purchase Plan Prospectus and Supplement

Or, contact:
Shareholder Relations
NBT Bank, N.A.
20 Mohawk Street
Canajoharie, NY 13317
800-NBT-BANK, Option 7


3.Does NBT Bancorp offer Direct Deposit of common stock dividends?
 

Yes. For more information, please select the following link:

Direct Deposit Authorization Form

Forward the completed form to:
Shareholder Relations
NBT Bank, N.A.
20 Mohawk Street
Canajoharie, NY 13317
800-NBT-BANK, Option 7


4.Does NBT Bancorp offer a Direct Stock Purchase (DSP) program?
 

Yes. For more information, please select the following link:

Dividend Reinvestment & Stock Purchase Plan Prospectus and Supplement

Or, contact:
Shareholder Relations
NBT Bank, N.A.
20 Mohawk Street
Canajoharie, NY 13317
800-NBT-BANK, Option 7


5.How many employees does NBT Bancorp have?
 The Company has over 1,900 employees.

6.What is the ticker symbol and CUSIP number for NBT Bancorp common stock?
 The ticker symbol for NBT Bancorp is NBTB; and the CUSIP number is 628778102.

7.What year was NBT Bancorp incorporated and in what state?
 NBT Bancorp was incorporated in 1986 in the state of Delaware.

8.How can I get a copy of NBT Bancorp annual report?
 

Select the following link:

NBT Bancorp Annual Report

Write to:
Michael Chewens
Chief Financial Officer
NBT Bancorp Inc.
52 South Broad St.
Norwich, NY 13815

Or, please fill out and email an Investor Request Form available at the following link:

Investor Requests


9.Where is NBT Bancorp's common stock traded?
 The stock is traded on the Nasdaq Global Market System.

10.Which analysts currently follow NBT Bancorp?
 

Please select this link for a complete list of analysts following NBT Bancorp.

Analyst Information


11.What is the number of shares of common stock currently outstanding?
 As of March 15, 2013, there were approximately 44 million shares of common stock outstanding.

12.Who is NBT Bancorp's outside legal counsel?
 Hogan Lovells, LLP

13.Who is NBT Bancorp’s independent accountant?
 KPMG LLP





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