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We are a leading publisher, aggregator and distributor of personal finance content on the Internet. We provide consumers with proprietary, fully researched, comprehensive, independent and objective personal finance editorial content across multiple vertical categories including mortgages, deposits, insurance, credit cards, and other categories, such as retirement, automobile loans and taxes. We also aggregate rate information from over 4,800 institutions on more than 300 financial products. With coverage of nearly 600 local markets in all 50 U.S. states, we generate over 172,000 distinct rate tables capturing over three million pieces of information daily. Or comprehensive offering of personal finance content and product research has positioned us as a recognized personal finance authority with over 10,000 attributable media mentions or interviews in 2010, including numerous television features on major networks. Our online network, which consists of Bankrate.com, our flagship Website, and our other owned and operated personal finance Websites, had over 150 million visits in 2010. In addition, we distribute our content on a daily basis to over 175 major online partners and print publications, including some of the most recognized brands in the world.

Founded 35 years ago as a print-based financial and market data research business, Bankrate began moving online in 1996. Since 2004, under the leadership of our current management team, we have strategically broadened and diversified our product, content and consumer offerings through internal development activities and acquisitions. We now offer:

  • Branded content that educates consumers and financial professionals on a variety of personal finance topics;
  • A market leading platform for consumers searching for competitive rates on mortgages, deposits, and money market accounts
  • Competitive quotes to consumers for auto, business, home, life, health, and long-term care insurance from our leading network of insurance agents and carriers;
  • Comparative credit card offers to customers for consumer and business credit cards in the United States, Canada and the United Kingdome through our leading network of credit card Websites.

Our unique content and rate information is distributed through three main sources: our owned and operated Websites, online co-brands, and print partners. We own a network of content-rich, proprietary Websites focused on specific vertical categories, including mortgages, deposits, insurance, credit cards, and other personal finance categories. We also develop and provide Web services to over 75 co-branded Websites with online partners, including some of the most trusted and frequently visited personal finance sites on the Internet such as Yahoo!, AOL, CNBC and Bloomberg. In addition, we license editorial content to over 100 newspapers on a daily basis including The Wall Street Journal, USA Today, The New York Times, The Los Angeles Times and The Boston Globe.

Our primary sources of revenue are display advertising, performance-based advertising and lead generation.

Replication or redistribution of EDGAR Online, Inc. content is expressly prohibited without the prior written consent of EDGAR Online, Inc. EDGAR Online, Inc. shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon.