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The First Marblehead Corporation Appoints Thomas Cesso as Chief Information Officer

BOSTON--(BUSINESS WIRE)--Dec. 22, 2004--The First Marblehead Corporation (NYSE: FMD) today announced that Thomas Cesso will join First Marblehead Corporation as Executive Vice President, Chief Information Officer, a newly created position, effective January 3, 2005.

Mr. Cesso, age 46, will lead the formation and execution of all Information Technology strategy and functions for First Marblehead, relying on his almost 2 decades of senior-level experience in IT planning, development, deployment, and operations. He will be charged with ensuring that the IT infrastructure successfully enables First Marblehead's growth.

Most recently, Mr. Cesso served as Executive Vice President and CIO for Telerate, a global market data firm in New York, and Citigroup Asset Management where he was Managing Director and Global Head of Technology for worldwide IT. While at Citigroup, he built global technology teams, and developed and deployed advanced investment management, sales, marketing, and operations platforms. In addition, Mr. Cesso previously served as Vice President of IT Architecture for Fidelity Investments Systems Company, where he led planning and implementation of major technology efforts across several areas of business. Prior to this role, he served as Fidelity Investments Systems' Vice President -- Relationship Manager and was responsible for overseeing the development and infrastructure services for retail marketing, distribution and operations.

Before that, he worked for Coopers & Lybrand, Ernst & Young, and Pittiglio, Rabin, Todd & McGrath from 1986-1996. In each case, he provided information technology and process improvement consulting services to Fortune 1000 companies. He began his career with Raytheon in 1981, where he was project manager involved in the construction of the Patriot Anti-Missile Defense System.

Daniel Meyers, First Marblehead's Chief Executive Officer and Chairman, said, "With the rapid growth First Marblehead has achieved in the last couple of years, we have found our IT needs are becoming increasingly more challenging. Tom's expertise and experience, especially in creating IT solutions for companies in the financial services field, will help facilitate our continued growth. We have been very deliberate in our growth strategy to ensure that we are able to continue increasing capacity and to build in adequate redundancies. Tom is more than capable of enhancing and fortifying our position in Information Technology, and we are glad to welcome him to our team."

Mr. Cesso said, "I am impressed by First Marblehead's strong commitment to the continual enhancement and augmentation of its IT platform. Keeping a company's IT operation running smoothly is always a challenge given the evolving nature of technology. That challenge is compounded by corporate expansion. I look forward to joining First Marblehead and to keeping its IT platform robust and flexible to accommodate its growth."

Mr. Cesso holds a B.S, and Masters in Engineering from the College of Engineering at Boston University, and an MBA from the graduate school of Management at Boston University.

About First Marblehead Corporation

First Marblehead provides outsourcing services for private, non-governmental, education lending in the United States. The Company helps meet the growing demand for private education loans by providing national and regional financial institutions and educational institutions, as well as businesses and other enterprises, with an integrated suite of design, implementation and securitization services for student loan programs tailored to meet the needs of their respective customers, students, employees and members.

This is a "Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995. Any forward-looking statements contained herein, including statements related to our outlook for the private student loan market in general and for our revenue, net income and performance for fiscal year 2005 and beyond, are based upon the Company's historical performance and on current plans, estimates and expectations. The inclusion of this forward-looking information should not be regarded as a representation by us or any other person that the future plans, estimates or expectations contemplated by us will be achieved. These forward-looking statements represent First Marblehead's expectations as of December 22, 2004. Subsequent events may cause our expectations to change, and we disclaim any obligation to update the forward-looking statements in the future. You are cautioned that matters subject to forward-looking statements involve known and unknown risks and uncertainties, including economic, regulatory and competitive and other factors that may cause First Marblehead's performance or achievements to be materially different than those expressed or implied by forward-looking statements. Important factors that could cause First Marblehead's actual results to differ from its expectations include the factors set forth under the caption "Factors That May Affect Future Results" in First Marblehead's annual report on Form 10-Q filed with the Securities and Exchange Commission on November 12, 2004. These risks could cause actual results of the industry or our actual results for fiscal year 2005 and beyond to differ materially from those expressed in any forward-looking statement made by or on behalf of the Company.

CONTACT: First Marblehead Corporation
Donald R. Peck, 617-638-2000
or
Porter, LeVay & Rose, Inc.
Cheryl Schneider, VP - Investor Relations
Jeff Myhre, VP - Editorial
212-564-4700
Tom Gibson, VP - Media Relations
201-476-0322
SOURCE: First Marblehead Corporation