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NOVA Appoints Chris Kenyon to Run First Horizon Merchant Services Business; Frank Jacobsen to Lead Business Development Effort

ATLANTA--(BUSINESS WIRE)--March 15, 2006--NOVA Information Systems (NOVA), a wholly owned subsidiary of U.S. Bancorp (NYSE:USB), today announced that it has appointed Christopher S. Kenyon as executive vice president and general manager of its First Horizon Merchant Services (FHMS) division, based in Englewood, Colorado. In his role, Kenyon will report directly to Stuart C. Harvey, Jr. at NOVA and will be responsible for managing the business. In a related appointment, Frank Jacobsen accepted the position of senior vice president, business development, reporting to Kenyon and responsible for sales and revenue initiatives.

Kenyon has been at FHMS since 1996 and most recently was chief information officer, responsible for transaction processing, information technology and vendor management. He has been in the merchant processing industry since 1985.

Jacobsen joined FHMS in 2001 with responsibility for business development, leading the sales and client management efforts for all channels including national accounts, healthcare and affiliate bank sales. He has been in the transaction processing industry for more than 25 years.

"These appointments demonstrate our commitment to further strengthening the FHMS business," said Harvey. "As we continue to deliver on our aggressive growth strategy, it is essential that we align our business to deliver excellent service across the globe. Every part of the business must be focused on meeting client needs, and Chris and Frank will play a key role in ensuring that NOVA continues to deliver on its promises."

FHMS is the second largest acquirer of hospitality transactions in the United States, and its portfolio also includes retail, restaurant, healthcare and automotive businesses. NOVA closed on the asset purchase of FHMS from First Horizon National Corporation on March 1, 2006.

About NOVA

NOVA Information Systems, a leader in the payment processing industry is a wholly owned subsidiary of U.S. Bancorp (NYSE:USB). Combined, NOVA and its affiliates First Horizon Merchant Services, euroConex and Elan provide global merchant processing services to financial institutions and clients in the United States, Canada, and Europe. NOVA offers integrated payment processing services to more than 1,000,000 merchants worldwide. For more information, visit www.novainfo.com.

CONTACT: NOVA Information Systems
Michelle Graff, 678-731-5064
michelle.graff@novainfo.com

SOURCE: NOVA Information Systems

"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding U.S. Bancorp's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.



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