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U.S. Bank and Des Moines Citizens for Community Improvement Offer Free Financial Education Classes

DES MOINES, Iowa--(BUSINESS WIRE)--Feb. 7, 2006--Des Moines area residents have an opportunity to learn about budgeting, saving money, obtaining credit, reading a credit report and protecting their bank accounts when Des Moines Citizens for Community Improvement (CCI) and U.S. Bank host six free financial classes in March and early April.

The "Your Money Matters" classes take place from 6 p.m. until 8 p.m. on the following dates:

  • March 2 - Budgeting to stretch your dollars;

  • March 9 - Savings, and opening and managing bank accounts;

  • March 16 - Reading a credit report;

  • March 23 - Borrowing and obtaining credit;

  • March 30 - Consumer protection and

  • April 6 - Money management as a lifestyle change.

"A recent report, which stated that the national savings rate for 2005 was reported at negative 0.5 percent, the lowest rate since the Great Depression, shows that financial education is needed," said Mike Helak, president for U.S. Bank in Des Moines. "U.S. Bank is glad to partner with Des Moines CCI to help educate consumers so they can successfully create a workable budget and reach their financial goals."

People who want to attend should call Des Moines CCI at (515) 255-0800 to register. Free childcare is available with a 24-hour advance notice. All program materials and handouts are free. The classes take place at Des Moines CCI, located at 2005 Forest Ave., near Drake University.

The mission of Des Moines Citizens for Community Improvement is to empower and unite local people of all ethnic backgrounds to take control of their communities, involve them in identifying problems and needs and in taking action to address them, and be a vehicle for social, economic and environmental justice.

U.S. Bancorp (NYSE:USB) is the parent company of U.S. Bank. With assets of $209 billion, it is the 6th largest financial holding company in the United States. The company operates 2,419 banking offices and 5,003 ATMs, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. Visit U.S. Bancorp on the web at www.usbank.com.

CONTACT: U.S. Bank Media Relations
Amy Frantti, 612-303-0733

"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding U.S. Bancorp's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.

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