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U.S. Bank Officially Opens New On Campus Office on Friday, January 13 at Northern Kentucky University

HIGHLAND HEIGHTS, Ky.--(BUSINESS WIRE)--Jan. 12, 2006--U.S. Bank

PHOTO OPPORTUNITY
WHEN: Friday, January 13, 2006
TIME: 11:30 a.m. ribbon cutting
WHERE: U.S. Bank office at NKU's University Center

U.S. Bank will officially open a full-service, on-campus office at Northern Kentucky University (NKU) on Friday, January 13, 2006 with a ribbon cutting ceremony at 11:30 am. Representatives from the Northern Kentucky Chamber of Commerce will be there, as well as Dan Groneck, U.S. Bank Northern Kentucky market president, and Andy Meeks, director of business operations and auxiliary services at NKU.

The grand-opening festivities include refreshments, give-away college essentials such as pens, sports backpacks, ice scrapers, lip balm and hats, as well as drawing for a chance to win a $500 bookstore gift certificate, an iPod or NKU spirit gear. U.S. Bank will also participate in several NKU Homecoming events on Saturday January 21 and 28, including a community service project and chili cookoff.

The branch is open Monday through Thursday from 9:00 a.m. until 6:00 p.m. and Friday from 9:00 a.m. until 4:30 p.m. and provides a comprehensive line of student banking products, including campus ID card programs, student loans, Internet banking, U.S. Bank student checking and savings, and Visa Buxx(R) prepaid cards. Staff and faculty will also benefit from an outstanding suite of Workplace Banking products offered at the branch. It will be managed by NKU graduate Kirk Ashcraft, who began his career with U.S. Bank nearly four years ago and will be staffed by recent NKU graduate Mark Shaw and UK graduate Chris Gibson. They can be reached at 859-442-6150.

Andy Meeks, director of business operations and auxiliary services at NKU said, "U.S. Bank is one of the top student banking institutions in the nation so it made sense to strengthen our partnership by opening a branch on campus." NKU currently partners with U.S. Bank for its All-Card, a multi-use identification card used by its 14,000 students, 1,650 faculty and staff to check out resources from the campus library, purchase meals without cash, gain access to campus fitness facilities and other amenities. The All-Card can also be used as a U.S. Bank ATM card on and off campus and at many merchant terminals in the United States that accept Interlink or Plus. In addition to the University Center ATM, U.S. Bank also has an ATM on the campus in the Norse Commons.

NKU is one of 29 colleges and universities that have joined with U.S. Bank for a campus banking program. Others include Xavier University, Marquette University, San Diego State University, Iowa State University, Morehead State University, Northwestern University, and the University of Louisville. For more information on U.S. Bank's student banking program, visit www.usbank.com/studentbanking.

Northern Kentucky University was founded in 1968 and is the newest of Kentucky's eight state universities. NKU is part of the metropolitan area of greater Cincinnati, located in the largest metropolitan area of any state university in Kentucky. It is located at the junction of U.S. Highway 27 and Interstates 275 and 471 in Highland Heights, Kentucky, eight miles southeast of Cincinnati. The atmosphere of the campus is futuristic, emphasizing a high-quality education by supporting the liberal arts. NKU has an enrollment of approximately 14,000 students from 43 states and 72 countries and is accredited by the Southern Association of Colleges and Schools. The Salmon P. Chase College of Law is accredited by both the American Bar Association and the Association of American Law Schools. There are more than 100 student organizations. NKU competes athletically in the NCAA Division II Great Lakes Valley Conference.

U.S. Bancorp (NYSE:USB), with $207 billion in assets, is the 6th largest financial holding company in the United States. The company operates 2,411 banking offices and 4,999 ATMs in 24 states, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. U.S. Bancorp is home of the Five Star Service Guarantee in which the company pays customers if certain key banking benefits and services are not met. U.S. Bancorp is the parent company of U.S. Bank. Visit U.S. Bancorp on the web at www.usbank.com.

CONTACT: U.S. Bank
Lisa H. Clark, 608-877-7515

"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding U.S. Bancorp's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.



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