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U.S. Bancorp Raises Prime Lending Rate

MINNEAPOLIS--(BUSINESS WIRE)--Dec. 13, 2005--U.S. Bancorp (NYSE:USB) announced it has raised its prime lending rate to 7.25 percent from 7.00 percent, effective today, Tuesday, December 13, 2005, at all U.S. Bank locations.

U.S. Bancorp last announced a change in its prime lending rate on November 1, 2005, when it was increased 25 basis points to 7.00 percent.

U.S. Bancorp, with $207 billion in assets, is the 6th largest financial holding company in the United States. The company operates 2,411 banking offices and 4,999 ATMs in 24 states, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. U.S. Bancorp is home of the Five Star Service Guarantee in which the company pays customers if certain key banking benefits and services are not met. U.S. Bancorp is the parent company of U.S. Bank. Visit U.S. Bancorp on the web at www.usbank.com.

CONTACT: U.S. Bancorp
Media:
Steve Dale, 612-303-0784
or
Analysts:
Judy Murphy, 612-303-0783

SOURCE: U.S. Bancorp

"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding U.S. Bancorp's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.

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