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U.S. Bancorp's Janet Estep Honored by Minneapolis/St. Paul Business Journal as a Top Woman In Business

MINNEAPOLIS--(BUSINESS WIRE)--July 22, 2005--A U.S. Bancorp (NYSE:USB) executive has been honored by the Minneapolis/St. Paul Business Journal. Janet Estep, executive vice president of U.S. Bank's transaction services division and president of its Elan Financial Services and Genpass, Inc. subsidiaries, was named one of The Business Journal's Women in Business honorees for 2005. Estep and the other honorees were recognized during an awards luncheon at the Minneapolis Hilton in downtown Minneapolis on July 21. All honorees are featured in the Women in Business special publication in the Friday, July 22 edition of the Minneapolis/St. Paul Business Journal.

"Janet is highly deserving of this honor," said Richard Davis, president and chief operating officer of U.S. Bancorp. "In addition to being a valued leader at U.S. Bancorp, Janet has also made outstanding contributions to the community through her civic affiliations and volunteer efforts, as well as establishing a leadership position in the financial services payments industry."

Estep was named one of the 27 Women Changemakers. The Women Changemakers award represents professionals who have made an impact in the Twin Cities, have spearheaded changes with an impact on their businesses, industry and the community.

Estep serves as executive vice president of U.S. Bank with responsibility for its transaction services division. She is accountable for the overall growth and profitability of the business unit, which includes ATM banking product and operational support, electronic fund transfer network services, Elan Financial Services and Genpass, Inc. Elan and Genpass provide sales, customer service and support to more than 3,500 other financial institutions that require ATM, debit card, credit card, and merchant services. Estep also has responsibility for the bank-wide development of products and services for the financial institution industry market segment.

Estep earned a bachelor's degree with majors in economics and psychology from St. Olaf College in Northfield, Minn. Advanced studies included attending the Wharton School for intense market segmentation analysis work. Estep also attended various industry seminars to gain specific industry knowledge.

Estep serves on the board of and is actively involved in the Junior Achievement of the Upper Midwest and MENTTIUM. She is also active as a St. Olaf Class Fund Agent. Estep has participated in several industry boards and advisory councils over the years, and is often asked to speak at industry meetings to share her perspective of financial services payment trends.

Estep resides in the Twin Cities area with her husband and two sons.

U.S. Bancorp is the parent company of U.S. Bank. With assets of $204 billion, it is the 6th largest financial holding company in the United States. The company operates 2,383 banking offices and 4,877 ATMs, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. U.S. Bancorp is home of the Five Star Service Guarantee which assures customers of certain key banking benefits and services or customers will be paid for their inconvenience. Visit U.S. Bancorp on the web at usbank.com.

MULTIMEDIA AVAILABLE:
http://www.businesswire.com/cgi-bin/mmg.cgi?eid=4936458

CONTACT: U.S. Bancorp
Amy Frantti, Media Relations
612-303-0733

SOURCE: U.S. Bancorp

"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding U.S. Bancorp's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.



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