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U.S. Bank Names Michael Walker as Northern California President

SAN FRANCISCO--(BUSINESS WIRE)--July 5, 2005--Michael Walker has been named market president of U.S. Bank in northern California, responsible for operations in the San Francisco Bay Area and leadership of the northern California commercial banking teams.

As market president, Walker will lead market-wide initiatives and projects that impact all lines of business at U.S. Bank and its parent company, U.S. Bancorp, in addition to his commercial banking responsibilities. He will also lead the U.S. Bank local market board in the Bay Area.

"We are delighted to bring someone of Michael's caliber to lead our expanding efforts in northern California, particularly in the San Francisco Bay Area," said Greg Seibly, president of U.S. Bank in California. "California is a great source of future growth for our company and I am thrilled with the prospects that his energy, leadership and insights will bring to the table."

Walker is a veteran of the financial services industry, with more than 25 years of experience in commercial, corporate and investment banking. His background includes a 23 year career with JP Morgan Chase and its predecessor institutions, Chase Manhattan, Chemical Securities, Inc., and Manufacturers Hanover Trust, where he was responsible for corporate finance origination activities in the firm's San Francisco office. Walker relocated to San Francisco in 1995 from the East Coast to establish the bank's local presence and subsequently helped build a significant presence in California and the Pacific Northwest. Walker most recently served as managing director of GFP Advisors in San Francisco, a boutique middle market advisory firm, where he was responsible for business development and transaction execution with a focus on corporate finance and capital raising.

A graduate of Georgetown University's School of Foreign Service, Walker resides in Piedmont, Calif. with his wife and three children. He is currently a member of the advisory board for The Navigator Group, LLC, a San Francisco-based mezzanine and private equity firm, and serves on the board of MediaOne Services, a media and communications company in San Francisco.

Walker is based at the U.S. Bank's new Northern California headquarters located at One California Street in San Francisco.

U.S. Bancorp (NYSE:USB), with $198 billion in assets, is the 6th largest financial holding company in the United States. The company operates 2,377 banking offices and 4,654 ATMs in 24 states, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. U.S. Bancorp is home of the Five Star Service Guarantee in which the company pays customers if certain key banking benefits and services are not met. U.S. Bancorp is the parent company of U.S. Bank. Visit U.S. Bancorp on the web at usbank.com.

CONTACT: U.S. Bank Media Relations
Teri Charest, 612-303-0732
teri.charest@usbank.com

SOURCE: U.S. Bancorp

"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding U.S. Bancorp's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.



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