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U.S. Bank Promotes Chris Heman to Lead Branch Network in Seattle

SEATTLE--(BUSINESS WIRE)--June 9, 2005--U.S. Bank has promoted Chris Heman to lead the company's retail branch network as senior vice president and region manager for U.S. Bank in Seattle. Heman was previously a district manager for a portion of U.S. Bank's Seattle branches, a position he has held for four years.

Heman has been with U.S. Bank and its legacy companies for 12 years in the consumer banking division. In his new role as region manager, Heman is responsible for leading retail operations, brand development and market growth for more than 72 branches in the Seattle-Tacoma and Olympia metropolitan area.

"Chris' leadership, enthusiasm and proven success made him an obvious standout for this position," said Kathy Beechem, executive vice president of metropolitan banking at U.S. Bank. "We are proud of his accomplishments and trust him to continue the outstanding performance that has been demonstrated in our Seattle market."

Heman was one of the district managers who led the Seattle team to become the number one ranked metropolitan banking region as of the first quarter of 2005. He replaces former regional manager, Jeff Shular, who recently accepted a position as region manager for U.S. Bank in Denver. Heman is now part of a team of 18 regional managers at U.S. Bank who oversee banking operations in all of the company's metropolitan markets.

A graduate of Sarcoxie High School in Missouri, Heman earned a bachelor's degree in marketing and advertising from Southwest Missouri State University and his MBA from the University of Colorado. He is currently enrolled at the Graduate School of Retail Bank Management at the University of Virginia and serves as a board member for the Independent Colleges of Washington. Heman and his wife, Jennifer, live in Everett, Wash., with their two children.

U.S. Bank has more than 2,400 employees and 179 offices in metropolitan and community markets across Washington. U.S. Bank and its legacy companies have operated in the state since 1889. U.S. Bank supports numerous Washington organizations through charitable contributions to groups such as ArtsFund, Junior Achievement, United Way of King County, Impact Capital (the local LISC affiliate), the Low Income Housing Institute, the Urban League of Metropolitan Seattle, Homesight and the Housing Resources Group. U.S. Bank also sponsors the Seattle Mariners, Hoopfest and U.S. Bank Concert Series at Marymoor Park.

U.S. Bank is a subsidiary of U.S. Bancorp (NYSE: USB). With $198 billion in assets, U.S. Bancorp is the 6th largest financial holding company in the United States. The company operates 2,377 banking offices and 4,654 ATMs in 24 states, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. U.S. Bancorp is home of the Five Star Service Guarantee in which the company pays customers if certain key banking benefits and services are not met. Visit U.S. Bancorp on the web at usbank.com.

CONTACT: U.S. Bank Media Relations
Teri Charest, 612-303-0732


"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding U.S. Bancorp's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.

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