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Murfreesboro to See Two New U.S. Bank Locations; U.S. Bank also to Open in new Smyrna's Publix Grocery Store; Adds ATM at MTSU

MURFREESBORO, Tenn.--(BUSINESS WIRE)--Nov. 17, 2004--U.S. Bank is on the move in Murfreesboro, building a 12,000 square foot U.S. Bank Center behind its current location at 806 West Lokey, and adding a new 2,500 square foot bank on Highway 96, next to O'Charleys. U.S. Bank plans to hire five to six new employees for these locations in the coming months.

Mike Robbins, U.S. Bank regional president, added that U.S. Bank is also set to open in Smyrna's Publix grocery store and has placed an ATM in the student center at MTSU. "U.S. Bank is growing right along with Rutherford County, which is one of the fastest growing counties in the nation," said Robbins. "Our additional freestanding, in-store and campus locations demonstrate our commitment to the community. Our service guarantee proves that we are a bank that strives to be whenever, wherever and however people need us."

U.S. Bank's current office at 806 West Lokey will remain open as ground is broken on December 7th for the new U.S. Bank Center, to be completed in early summer, 2005. The new office will occupy over one third of the new center. The remaining space will be leased to retail and professional organizations interested in this new, highly visible location.

Robbins said that the construction of U.S. Bank's West Side location, on Highway 96, should begin about month later. When completed, both locations will be open six days a week and offer complete banking, brokerage and mortgage services as well as feature one of U. S. Bank's Super ATMs.

U.S. Bank, with over 60 locations in Tennessee, has made inroads with retail and business customers. "Our free checking with cash back rewards, free Internet banking and free bill pay services have increased our service and convenience for our customers, as have several of our credit card programs that reward customers with rebates of everything from cash to airline miles," added Robbins.

U.S. Bancorp (NYSE:USB), with $193 billion in assets, is the 6th largest financial services holding company in the United States. The company operates 2,346 banking offices and 4,621 ATMs in 24 states, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. U.S. Bancorp is home of the Five Star Service Guarantee in which the company pays customers if certain key banking benefits and services are not met. U.S. Bancorp is the parent company of U.S. Bank. Visit U.S. Bancorp on the web at usbank.com.

CONTACT: U.S. Bancorp Lisa Clark, 608-877-7517

"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding U.S. Bancorp's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.



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