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U.S. Bank Home Mortgage President Named to Mortgage Bankers Association Board

MINNEAPOLIS--(BUSINESS WIRE)--Oct. 20, 2004--Dan Arrigoni, president and chief executive officer of U.S. Bank Home Mortgage, has been named to the 2005 Board of Directors for the National Mortgage Bankers Association (MBA). The first meeting of the 2005 Board of Directors is October 27 at the Annual MBA Conference in San Francisco.

Arrigoni joins the 21-member board as it begins to implement a new strategic plan, while also participating in key decisions that affect the affairs of the association and policies in the mortgage industry. The board manages all association business and serves as the final decision making body for policy resolution on behalf of the Commercial Real Estate/Multifamily Finance Board of Governors and the Residential Board of Governors.

Arrigoni is a long-term member of the MBA, serving most recently on the National MBA Residential Board of Governors (RESBOG) Committee, and the nominating and advisory committee to RESBOG.

Arrigoni is a veteran of the mortgage industry with more than 30 years in the business. President of U.S. Bank Home Mortgage since 1996, he leads an organization of more than 2,400 employees who conduct business nationwide. The company has grown significantly under his leadership, as parent company U.S. Bank has grown through mergers and acquisition. He currently oversees the continued expansion of U.S. Bank Home Mortgage in the western United States and the further development of products and services aimed at emerging markets, including the Hispanic borrower.

U.S. Bank Home Mortgage is part of Minneapolis-based U.S. Bancorp (NYSE:USB). With $193 billion in assets, U.S. Bancorp is the 6th largest financial services holding company in the United States. The company operates 2,346 banking offices and 4,621 ATMs in 24 states, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. U.S. Bancorp is home of the Five Star Service Guarantee in which the company pays customers if certain key banking benefits and services are not met. U.S. Bancorp is the parent company of U.S. Bank. Visit U.S. Bancorp on the web at usbank.com.

    CONTACT: U.S. Bank Media Relations
             Teri Charest, 612-303-0732

    SOURCE: U.S. Bank
"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding U.S. Bancorp's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.

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