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From Banker to National Show Horse Champion; U.S. Bank Employee Marni Lombardo Takes First Place at Canadian Nationals

NEWPORT BEACH, Calif.--(BUSINESS WIRE)--Aug. 30, 2004--Marni Lombardo, a commercial banking relationship manager at U.S. Bank in Newport Beach, Calif. and her horse, Flicka, took first place in their class at the 47th Canadian National Arabian and Half-Arabian Championship Horse Show in Regina, Saskatchewan on Aug. 24.

They competed in the Arabian Trail Horse Amateur class, earning the highest score of their career and the highest score of any ride that day. Scoring begins at a 70, with points added or subtracted based on performance. "We try to shoot for anything above a 70," Lombardo said. They did it, earning a 79, 74 and 74 from the three judges that day.

This is the first national championship for Lombardo, 34, who has been showing horses since she was 10 years old. She has competed in hundreds of shows including three national competitions, two in the United States and now this, her first in Canada.

"We're so proud of Marni and this outstanding achievement," said Todd Hollander, president of U.S. Bank in Orange County. "She's a tremendous athlete in addition to being a tremendous employee, and we're honored to be able to support her as she pursues her dreams."

Lombardo has been in banking for 14 years and has worked for U.S. Bank since April of 2002. While not immediately apparent, she believes there is a correlation between commercial banking and showing horses - both are methodical. "Showing trail horses is an art but it is also pattern work," she said. "You have to be methodical about it. Riding in the trail horse competition there is a set pattern that you have to execute. You have to break apart the pattern and do each element correctly."

Lombardo's mother, Marilyn Bray, was there to share in the excitement along with long-time trainer, Lou Roper of San Marcos, who Lombardo says deserves equal credit. "We seriously could not have done this without him." Her husband, Angelo Lombardo, wished them well from their home in San Juan Capistrano, where he needed to be for work.

Flicka's real name is LK Flicka Bey +/. The initials LK stand for her breeder, Lester Kyllo. Flicka comes from the book, My Friend Flicka, and Bey is taken from other horses in her lineage. The plus symbol and the forward slash are based on points earned over the lifetime of the horse, specifically representing the Legion of Supreme Honor.

U.S. Bancorp (NYSE:USB), with $190 billion in assets, is the 6th largest financial services holding company in the United States. The company operates 2,315 banking offices and 4,565 ATMs in 24 states, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. U.S. Bancorp is home of the Five Star Service Guarantee in which the company pays customers if certain key banking benefits and services are not met. U.S. Bancorp is the parent company of U.S. Bank. Visit U.S. Bancorp on the web at www.usbank.com.


    CONTACT: U.S. Bank
             Teri Charest, 612-303-0732
             teri.charest@usbank.com

    SOURCE: U.S. Bank
"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding U.S. Bancorp's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.



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