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U.S. Bancorp Raises Prime Lending Rate

MINNEAPOLIS--(BUSINESS WIRE)--Aug. 10, 2004--U.S. Bancorp (NYSE:USB) announced it has raised its prime lending rate to 4.50 percent from 4.25 percent, effective today, Tuesday, August 10, at all U.S. Bank locations.

U.S. Bancorp last announced a change in its prime lending rate on June 30, 2004, when it was increased 25 basis points to 4.25 percent.

U.S. Bank is a subsidiary of Minneapolis-based U.S. Bancorp. With assets of $190 billion, U.S. Bancorp is the 7th largest financial services holding company in the United States. The company operates 2,315 banking offices and 4,565 ATMs in 24 states and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. U.S. Bancorp is home of the Five Star Service Guarantee which assures customers of certain key banking benefits and services or customers will be paid for their inconvenience. Visit U.S. Bancorp on the web at usbank.com.


    CONTACT: U.S. Bancorp
             Steve Dale (Media), 612-303-0784
             H. D. McCullough (Analysts), 612-303-0786
             Judy Murphy (Analysts), 612-303-0783

    SOURCE: U.S. Bancorp
"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding U.S. Bancorp's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.



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