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Glen Cummings Joins U.S. Bank as Manager of Commercial Banking in Orange County

NEWPORT BEACH, Calif., Apr 20, 2004 (BUSINESS WIRE) -- U.S. Bancorp (NYSE:USB)

Todd Hollander, president of U.S. Bank in Orange County, has named Glen Cummings manager of commercial banking operations for U.S. Bank in Orange County, Calif. Cummings most recently was senior vice president and team leader of the Wells Fargo commercial banking group's Los Angeles regional office.

"Naming Glen to the position of regional vice president for U.S. Bank in Orange County is evidence of our growth and further commitment to the market," Hollander said. "Glen is an outstanding leader and will complement the team of hard working, aggressive bankers in our Orange County market. He knows the market and is a straightforward decision-maker, who shares U.S. Bank's commitment to the customer through its Five Star Service Guarantee. Glen will help us take U.S. Bank to the next level in our Orange County market."

A sixteen-year veteran of Wells Fargo, Cummings gained valuable experience through the positions he held as loan team manager, regional vice president and regional team leader of the Los Angeles regional commercial banking office. His more than 26-year banking career includes positions working as a relationship manager at Lloyds Bank California and a regional team leader at Union Bank.

Cummings earned a Bachelor of Science degree in business management in 1977 from St. John Fisher College in Rochester, N.Y. He resides in Los Alamitos, Calif. with his wife, Debi. Cummings has two daughters, Amy and Allison; one graduates from UCLA this year and the other will be entering USC in the fall. "His balanced approach to the market is represented at work as well as at home," Hollander added, recognizing Cummings' fatherly diplomatic skills with daughters at rival schools.

U.S. Bancorp (NYSE:USB), with assets of $189 billion, is the 7th largest financial services holding company in the United States. The company operates 2,282 banking offices and 4,472 ATMs in 24 states and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. U.S. Bancorp is home of the Five Star Service Guarantee which assures customers of certain key banking benefits and services or customers will be paid for their inconvenience. U.S. Bancorp is the parent company of U.S. Bank. Visit U.S. Bancorp on the web at www.usbank.com.

SOURCE: U.S. Bank

CONTACT:          U.S. Bank
                  Teri Charest, 612-303-0732
                  teri.charest@usbank.com

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Copyright (C) 2004 Business Wire.  All rights reserved.

SOURCE: U.S. Bank

"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding U.S. Bancorp's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.



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