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U.S. Bank Names Michael Zak New Business Development Officer for U.S. Bank Corporate Trust Services

MINNEAPOLIS, Apr 5, 2004 (BUSINESS WIRE) -- Michael Zak has been named new business development officer for the structured finance group at U.S. Bank Corporate Trust Services. The announcement was made by Bryan Calder, executive vice president of U.S. Bank Corporate Trust Services.

"Michael is a great addition to the team at U.S. Bank Corporate Trust Services," said Calder. "He has nearly ten years of experience in the financial services industry including work as a securitization analyst at GE Capital Fleet Services, in various treasury positions at Heller Financial, and most recently in the corporate treasury division of U.S. Bank."

As new business development officer Zak is responsible for sales and new business development on collateralized debt obligation transactions. He reports to Ed Kachinski, senior vice president of U.S. Bank Corporate Trust Services.

Zak received his bachelor's degree from Marquette University in Milwaukee, Wis. He works at the U.S. Bank West Side Flats Operations Center in Saint Paul, Minn.

U.S. Bank Corporate Trust Services is one of the nation's largest providers of trustee services with more than $1.2 trillion in assets under administration in municipal, corporate, asset-backed and international bonds. In addition, it provides paying agent, escrow agent and document collateral services through its network of offices nationwide.

U.S. Bancorp (NYSE:USB), with assets of $189 billion, is the 8th largest financial services holding company in the United States. The company operates 2,266 banking offices and 4,402 ATMs, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions.

U.S. Bancorp is home of the Five Star Service Guarantee which assures customers of certain key banking benefits and services or customers will be paid for their inconvenience. U.S. Bancorp is the parent company of U.S. Bank. Visit U.S. Bancorp on the web at usbank.com.

SOURCE: U.S. Bancorp

CONTACT:          U.S. Bancorp
                  Amy Frantti, 612-303-0733
                  amy.frantti@usbank.com

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Copyright (C) 2004 Business Wire.  All rights reserved.

SOURCE: U.S. Bancorp

"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding U.S. Bancorp's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.



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