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U.S. Bank Announces Free Internet Bill Pay

MINNEAPOLIS, Dec 17, 2003 (BUSINESS WIRE) -- Paying your bills should be easy. Now, U.S. Bank wants to make paying your bills even easier with free Internet Bill Pay. Beginning Dec. 15, customers with new or existing consumer checking accounts will be able to take advantage of Internet Bill Pay without paying a fee. It's yet another way U.S. Bank is making online banking easier at usbank.com.

By eliminating the $4.95 monthly fee, U.S. Bank is helping customers simplify their finances, and their lives. U.S. Bank Internet Bill Pay lets customers receive, review and pay all their bills online, quickly and easily any time they want, 24 hours a day, 7 days a week in a secured environment.

"Our customers know that U.S. Bank Internet Banking is the easiest way to bank online," said Richard K. Davis, vice chairman of commercial and consumer banking for U.S. Bancorp, parent company of U.S. Bank. "With the addition of free Internet Bill Pay, we've made it even more convenient to manage your finances without worrying about late fees, writing out checks or running to the post office at the last minute."

Free Bill Pay is another addition to an already comprehensive checking account package offered by U.S. Bank that includes:

U.S. Bank Free Checking - With U.S. Bank Free Checking, there are no minimum balance requirements and no monthly fees. And you'll earn interest based on the balances you maintain.

Check Card with Rewards - U.S. Bank customers can use their check card at millions of locations that accept Visa(R) worldwide. And with our exclusive Checking That Pays(R) reward programs, customers can choose a reward every time they make a purchase (non-PIN).

Free Internet Banking - With Free Internet Banking, U.S. Bank customers can bank when and where they want and manage their finances on their schedule - 24 hours a day, 7 days a week. Customers can view account history and balances, transfer funds between U.S. Bank accounts and apply for additional accounts or credit cards. In addition, Speer & Associates, Inc. and Gomez, Inc., two Internet quality measurement groups, have both individually recognized the highly ranked U.S. Bank Internet Banking site for its wide breadth of applications and ease of use.

Free Online Statements - Customers can now elect to receive their statements online rather than through the mail, for free. Electronic versions of the statements can be viewed, printed and downloaded directly to your computer.

U.S. Bancorp (NYSE:USB), with assets of $189 billion, is the 8th largest financial services holding company in the United States. The company operates 2,201 banking offices and 4,506 ATMs, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. U.S. Bancorp is home of the Five Star Service Guarantee which assures customers of certain key banking benefits and services or customers will be paid for their inconvenience. U.S. Bancorp is the parent company of U.S. Bank. Visit U.S. Bancorp on the Web at usbank.com.


CONTACT:          U.S. Bank
                  Steve Dale, 612-303-0784
                  Karen Greenwood, 612-303-0731

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"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding U.S. Bancorp's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.

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