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Borrowing Basics, Credit Cards and Loans from U.S. Bank and Des Moines CCI

DES MOINES, Iowa, Nov 4, 2003 (BUSINESS WIRE) -- Des Moines area residents have an opportunity to learn about the basics of borrowing and credit cards and loans when Des Moines Citizens for Community Improvement (CCI) and U.S. Bank host the sixth of a six-part series of free "Your Money Matters" programs. "Borrowing Basics, Credit Cards and Loans" is slated for Thursday, Nov. 13 from 6 p.m. until 9 p.m.

With the holidays and their financial demands upon us, 'Your Money Matters' more than ever. CCI and US Bank are sponsoring "Borrowing Basics, Credit Cards and Loans" a free seminar for people who want to learn the value of credit, deciding when and how to use credit, and to recognize different types of loans.

"People attending the program will leave the session understanding the costs, benefits and potential problems of credit card use and how to determine the best types of consumer installment loans," said Jerri Scott, home ownership education specialist for Des Moines CCI.

People who want to attend should call Des Moines CCI at (515) 255-0800 to register. Free childcare is available. All program materials and handouts are free. The session takes place at Des Moines CCI, located at 2005 Forest Avenue.

The mission of Des Moines CCI is to empower and unite local people of all ethnic backgrounds to take control of their communities, involve them in identifying problems and needs and in taking action to address them, and be a vehicle for social, economic and environmental justice.

U.S. Bank operates 15 branches in Des Moines, 109 branch locations and 230 ATMs in Iowa. U.S. Bancorp (NYSE:USB), with assets of $189 billion, is the 8th largest financial services holding company in the United States. The company operates 2,201 banking offices and 4,506 ATMs, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. U.S. Bancorp is home of the Five Star Service Guarantee which assures customers of certain key banking benefits and services or customers will be paid for their inconvenience. U.S. Bancorp is the parent company of U.S. Bank. Visit U.S. Bancorp on the web at usbank.com.


CONTACT:          U.S. Bank
                  Amy Frantti, 612-303-0733

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