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U.S. Bank to Open Six New Branches in Greater Nashville Inside Publix Super Markets

NASHVILLE, Aug 8, 2003 (BUSINESS WIRE) -- U.S. Bank announced today that it will open six new full-service branch locations in the Greater Nashville area inside Publix Super Markets by the end of 2003. Once these six new locations are open, U. S. Bank will have 32 full-service branches in the Nashville market.

The new U.S. Bank branches will be inside the following Publix stores:

    Bellevue Center at 7604 Highway 70 South in Nashville
    Crossgate Village at 2381 Murfreesboro Pike in Nashville
    Harpeth Village at 2020 Fieldstone Parkway in Franklin
    Franklin Marketplace at 1021 Riverside Drive in Franklin
    Cool Springs Festival at 8105 Moores Lane in Brentwood
    Oakwood Commons at 4670 Lebanon Pike in Hermitage

U.S. Bank is the third-largest in-store branch banking network in the United States. This expansion gives U.S. Bank 281 in-store locations in 19 states.

"There are natural synergies between a grocery store and a bank. Our partnership with Publix is a great way to reach out to busy people who like the convenience of one-stop shopping," said Tony Heard, regional chairman of U.S. Bank in Nashville. "Research shows that consumers bank 2.4 times per week and shop 2.6 times per week, making shopping and banking in one trip more convenient. For 140 years, U.S. Bank has placed a major emphasis on quality service and personal attention to its customers. These are traits that are shared by Publix, which also incorporates customer driven strategies into its day-to-day operations."

U.S. Bank is home of the exclusive Five Star Service Guarantee, which assures customers of certain key banking benefits. If for any reason U.S. Bank fails to deliver on its guarantee it will pay the customer, in addition to making the situation right.

"We are proud to team with another organization that shares our commitment to the customer and service," noted Brenda Reid, spokesperson for Publix. "Publix is known for its philosophy of pleasing the customer and our guarantee to never knowingly disappoint our customer is legendary in the industry."

The new U.S. Bank locations inside Publix will offer a full range of services and will be open seven-days-a-week. In addition to opening checking accounts, customers can conveniently transact business on savings, CDs, IRAs and other investment opportunities, or get a loan for a car, boat, home improvement or debt consolidation. Each location will also have a full-service ATM.

Publix, a company of more than 120,000 associates in Florida, Georgia, South Carolina, Alabama and Tennessee, was founded by George W. Jenkins in 1930 in Winter Haven, Florida. It has grown into a Fortune 500 company with more than 700 stores and is one of the fastest growing employee-owned companies in the United States.

U.S. Bancorp, with assets of $195 billion, is the 8th largest financial services holding company in the United States. The company operates 2,199 banking offices and 4,575 ATMs, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. U.S. Bancorp is home of the Five Star Service Guarantee which assures customers of certain key banking benefits and services or customers will be paid for their inconvenience. U.S. Bancorp is the parent company of U.S. Bank. Visit U.S. Bancorp on the web at usbank.com.


CONTACT:          U.S. Bank
                  Steve Dale, 612/303-0784
                  Lisa Clark, 608/877-7517

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"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding U.S. Bancorp's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.

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