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U.S. Bancorp Lowers Prime Lending Rate

MINNEAPOLIS, Jun 27, 2003 (BUSINESS WIRE) -- U.S. Bancorp (NYSE:USB) announced it will lower its prime lending rate to 4.00 percent from 4.25 percent, effective after the close of business today (June 27, 2003) at all U.S. Bank locations.

U.S. Bancorp last announced a change in its prime lending rate on November 7, 2002, when it was lowered to 4.25 percent from 4.75 percent.

U.S. Bancorp, with assets in excess of $182 billion, is the 8th largest financial services holding company in the United States. The company operates 2,200 banking offices and 4,582 ATMs, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. U.S. Bancorp is home of the Five Star Service Guarantee which assures customers of certain key banking benefits and services or customers will be paid for their inconvenience. U.S. Bancorp is the parent company of U.S. Bank. Visit U.S. Bancorp on the web at usbank.com.

SOURCE: U.S. Bancorp

CONTACT:          U.S. Bancorp
                  Teri Charest (Media), 612/303-0732
                  H. D. McCullough (Analysts), 612/303-0786
                  Judy Murphy (Analysts), 612/303-0783

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SOURCE: U.S. Bancorp

"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding U.S. Bancorp's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.



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