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ADVISORY/U.S. Bank in Cleveland Participates in National Teach Children to Save Day on April 10Bank Employee Volunteers at Heritage Christian School To Teach Students Financial ABCs

CLEVELAND, Apr 9, 2003 (BUSINESS WIRE) -- On Thursday, April 10, Sharon Ambrose, sales and service manager from U.S. Bank in Cleveland, Ohio, will start students at Heritage Christian School on the path to a positive financial future by participating in the seventh annual National Teach Children to Save Day, a nationwide event to teach kids their financial ABCs. U.S. Bank employee who will make presentations are: Sales & Service Manager, Sharon Ambrose. The presentation will begin at 9:00 a.m.

"While many of today's kids are computer savvy, many don't know the basics of saving money and money management," said Marj Ginther, AVP Branch Manger, at U.S. Bank in Cleveland. "National Teach Children to Save Day starts kids off on the right path to saving for their future."

Sponsored by the American Bankers Association Education Foundation (ABAEF), National Teach Children to Save Day is a day when bankers make presentations in schools across the country to students in kindergarten through 12th grade.

On April 10, U. S. Bank employees will teach children about money and savings, covering topics such as budgeting, the difference between needs and wants, why it's important to save for emergencies and how interest makes money grow. Students will have an opportunity to apply concepts and practices through games and other hands-on activities.

"Bankers are experts at saving money and investing, so it's a natural fit for them to visit classrooms to teach students how their money can grow," said Donald Ogilvie, executive vice president of the ABA. "Students who become smart savers today can become smart investors and money managers tomorrow."

U.S. Bancorp (NYSE: USB) is the parent company of U.S. Bank. With assets in excess of $180 billion, U.S. Bancorp is the 8th largest financial services holding company in the United States. The company operates 2,142 banking offices and 4,604 ATMs, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. U.S. Bancorp is home of the Five Star Service Guarantee which assures customers of certain key banking benefits and services or customers will be paid for their inconvenience. Visit U.S. Bancorp on the web at usbank.com.

CONTACT:          U.S. Bank
                  Sharon Ambrose, 440/232-2562

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SOURCE: U.S. Bank

"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding U.S. Bancorp's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.



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