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U.S. Bancorp Fourth Quarter Earnings Release and Conference Call Set For Tuesday, January 21, 2003

MINNEAPOLIS, Jan. 13 /PRNewswire-FirstCall/ -- U.S. Bancorp (NYSE: USB) will release its fourth quarter 2002 earnings results on Tuesday, January 21, 2003, at approximately 11:00 a.m. (CST). At 2:30 p.m. (CST) David Moffett, vice chairman and chief financial officer, will host a conference call to review the financial results. The conference call will be available by telephone or on the Internet.

Via telephone:

To access the conference call, please dial 800-223-9488 and ask for the U.S. Bancorp earnings conference call. Participants calling from outside the United States, please dial 203-748-8964.

For those unable to participate during the live call, a recording of the call will be available from 5:00 p.m. (CST) on Tuesday, January 21st through Tuesday, January 28th at 11:00 p.m. (CST). To access the recorded message, dial 800-283-8183. If calling from outside the United States, please dial 402-220-0867 to access the recording.

Via Internet:

usbank.com

Minneapolis-based U.S. Bancorp ("USB"), with $174 billion in assets, is the 8th largest financial services holding company in the United States. The company operates 2,133 banking offices and 4,680 ATMs, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. U.S. Bancorp is the parent company of U.S. Bank. Visit U.S. Bancorp on the web at usbank.com.

SOURCE U.S. Bancorp

"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding U.S. Bancorp's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.



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