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More Than 600,000 U.S. Bank Customers Receiving Checking That Pays Rebate This Month

MINNEAPOLIS, Nov 20, 2002 (BUSINESS WIRE) -- More than 600,000 U.S. Bank customers are seeing a cash benefit from using their U.S. Bank Visa Check Card as U.S. Bank issues rebates from its exclusive Checking That Pays program this month.

To celebrate the program, U.S. Bank is recognizing top rebate customers with activities led by local market presidents in branch offices across the country. Branches will be decorated and branch employees will remind customers who are not in the program to start building next year's rebate by signing-up for Checking That Pays.

"People are genuinely excited about Checking That Pays, and why not? We're essentially giving our customers something for nothing," said Patricia Wesner, executive vice president of U.S. Bank Retail Payment Solutions. "The program is free, and customers earn the rebate for doing things they do every day anyway, like buying groceries or paying for gas with their U.S. Bank Check Card."

U.S. Bank Checking That Pays gives customers a cash rebate of up to one percent of the purchases made using their U.S. Bank Check Card. It's a welcome bonus at a time when many people begin their holiday shopping.

"We've seen a tremendous adoption of the U.S. Bank Check Card and Checking That Pays in the last six months as it has become available to more people," Wesner said. "We expect even more to sign-on as friends and family talk about their rebate over the holidays."

U.S. Bancorp, with assets in excess of $174 billion, is the 8th largest financial services holding company in the United States. The company operates 2,133 banking offices and 4,680 ATMs, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. U.S. Bancorp is home of the Five Star Service Guarantee which assures customers of certain key banking benefits and services or customers will be paid for their inconvenience. U.S. Bancorp is the parent company of U.S. Bank. Visit U.S. Bancorp on the web at usbank.com.

CONTACT:          U.S. Bank
                  Teri Charest, 612/303-0732

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SOURCE: U.S. Bank

"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding U.S. Bancorp's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.



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