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U.S. Bank FlexPerks Visa Customers Can Now Instantly Redeem Reward Points to Pay for Purchases

MINNEAPOLIS--(BUSINESS WIRE)--Nov. 4, 2015-- U.S. Bank FlexPerks® Visa customers can now use their mobile device to instantly redeem FlexPoints for a statement credit that offsets their recent FlexPerks Visa credit-card purchase.

“Real-Time Rewards puts the power of instant rewards redemption in your hands and makes it simple and convenient to use FlexPoints,” said Bob Daly, senior vice president of U.S. Bank FlexPerks Rewards. “Whether you want to redeem points for shoes you just bought for your son or jewelry you just purchased for your mother, Real-Time Rewards makes on-the-spot redemptions possible. This is part of our commitment to helping our customers realize even greater value from U.S. Bank every day.”

Customers simply activate Real-Time Rewards, make a purchase with their FlexPerks Visa card, and respond to a text message to accept or decline a redemption offer. Accepted offers trigger a credit to the customer’s billing statement for the purchase amount and a deduction of FlexPoints from the customer’s point balance.

Points may be redeemed for goods and services purchased from millions of stores and websites and some conditions apply. Purchases from gas stations, restaurants or for travel are not currently eligible. FlexPoints may only be redeemed for the most recent text message received, and only one 10-digit U.S. mobile number is permitted per account.

Real-Time Rewards is a patented process available to U.S. Bank FlexPerks Visa consumer and FlexPerks Business Edge™ Visa customers. For a limited time, customers may earn 500 bonus FlexPoints for activating Real-Time Rewards. For details, please visit FlexPerks.com.

About U.S. Bank
Minneapolis-based U.S. Bancorp (NYSE:USB), with $416 billion in assets as of September 30, 2015, is the parent company of U.S. Bank National Association, the fifth largest commercial bank in the United States. The Company operates 3,151 banking offices in 25 states and 5,001 ATMs and provides a comprehensive line of banking, investment, mortgage, trust and payment services products to consumers, businesses and institutions. Visit U.S. Bancorp on the web at www.usbank.com.

Source: U.S. Bank

Michael Bares | U.S. Bank Public Relations
612.973.1918 | michael.bares@usbank.com

"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding U.S. Bancorp's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.



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