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U.S. Bank Helps Customers Affected by State of Minnesota Shutdown

MINNEAPOLIS, Jul 11, 2011 (BUSINESS WIRE) --

U.S. Bank is launching a program to help customers affected by the State of Minnesota government shutdown.

The company will allow affected customers to skip one monthly payment on most types of loans without incurring any late fees, penalties or impact to their credit ratings. (Interest will continue to accrue on loans.)

The "Skip a Payment" program is available to existing U.S. Bank customers as of June 30, 2011 in good standing (current on all of their accounts) who have been affected by the State of Minnesota shutdown.

Eligible loans include installment loans for auto, recreational vehicles, marine, manufactured houses, home equity installment loans, as well as small business lines of credit and consumer credit cards. In addition, U.S. Bank already offers loan payment forbearance programs on home mortgages and private student loans for customers facing economic hardship.

To enroll in the "Skip a Payment" program, customers must call 1-800-890-2233.

U.S. Bank also has more information on other relief programs for borrowers across the country who encounter economic hardship. Those customers are encouraged to contact the bank at 1-800-US-BANKS.

About U.S. Bank
U.S. Bancorp (NYSE: USB), with $311 billion in assets as of March 31, 2011, is the parent company of U.S. Bank, the fifth largest commercial bank in the United States. The company operates 3,082 banking offices in 25 states and 5,238 ATMs and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. U.S. Bancorp and its employees are dedicated to improving the communities they serve, for which the company earned the 2011 Spirit of America Award, the highest honor bestowed on a company by United Way. Visit U.S. Bancorp on the web at www.usbank.com.

SOURCE: U.S. Bank

U.S. Bank Public Relations
Tom Joyce, 612-303-3167
thomas.joyce@usbank.com
"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding U.S. Bancorp's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.



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