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U.S. Bank Names New Healthcare Solutions Executive

MINNEAPOLIS--(BUSINESS WIRE)--Aug. 5, 2008--U.S. Bank has named Ralph Bernstein senior vice president of healthcare solutions. In his newly created position, Bernstein will manage U.S. Bank's new healthcare solutions business that includes savings and payment products and services for consumers, healthcare providers, and health insurers. He is based in Minneapolis.

Bernstein has more than 20 years of experience in the financial services and healthcare industries, including payments, credit and debit, and international banking. Prior to joining U.S. Bank, he served as vice president of card solutions for Exante Financial Services, a division of UnitedHealth Group, and as principal of RS3 Solutions, Inc. a healthcare, banking and payments consulting firm.

"Ralph's experience and knowledge make him the ideal choice for this new and very critical position," said Pamela Joseph, vice chairman for payment services at U.S. Bancorp. "We continue to see the convergence of financial services and healthcare and it was critical that we found someone with a keen understanding of both industries."

Bernstein rejoins U.S. Bank where he served as vice president of emerging products and markets for the Corporate Payment Systems group from 1996 to 1999. He has also held leadership positions with LumenSoft USA, Gelco Expense Network, and Electronic Data Systems. His background includes management positions in credit and debit card issuing, product development and management, sales, operations, and finance.

Bernstein earned a bachelor's degree in marketing from the College of Notre Dame in Maryland, and is a graduate of the Baccalaureate program of the graduate school of the City University of New York. He currently serves on the board of Jewish Community Action in St. Paul, Minn., and served for seven years as a trustee, treasurer, and vice president of Bet Shalom Congregation in Minnetonka, Minn. A native of New York City, Bernstein now lives in Minnetonka with his wife and two sons.

U.S. Bancorp (NYSE:USB), with $247 billion in assets, is the parent company of U.S. Bank, the 6th largest commercial bank in the United States. The company operates 2,542 banking offices and 4,895 ATMs, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. Visit U.S. Bancorp on the web at www.usbank.com.

CONTACT: U.S. Bank Media Relations
Teri Charest, 612-303-0732
teri.charest@usbank.com

SOURCE: U.S. Bank

"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding U.S. Bancorp's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.



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