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U.S. Bank Offers Help to Victims of California Wildfires

LOS ANGELES & SAN DIEGO--(BUSINESS WIRE)--Oct. 26, 2007--U.S. Bank (NYSE:USB) has developed a special relief package to support the individuals, families and businesses impacted by recent wildfires in the southern California counties of Los Angeles, Orange, Riverside, San Bernardino, San Diego, Santa Barbara and Ventura.

The package includes flexibility around credit card and loan payments for current customers, an emergency small business loan up to $25,000, dedicated customer service representatives to assist individuals and businesses that have been significantly affected and special assistance to mortgage customers who have suffered a loss. Impacted customers should call 1-800-776-7225.

U.S. Bank will also waive the fees for non-U.S. Bank customers who need to use its 295 ATMs in the specified seven counties. The fees will be waived now through Nov. 16, 2007.

"One of the great things about this company is our ability to be flexible and accommodate the needs of our customers and communities that are in a state of emergency," said Darrell Brown, senior vice president and region retail manager for U.S. Bank in southern California. "We will be reaching out to customers in many ways and ask that if anyone has been displaced or is in need of financial support to call us or stop by any of our U.S. Bank offices throughout southern California."

U.S. Bank will be making philanthropic contributions to key organizations in areas where the need is greatest. The U.S. Bancorp Foundation also provides matching gifts for qualified employee donations.

Employees impacted by the fires have available to them dedicated human resources and employee assistance programs providing everything from financial assistance to stress counseling. U.S. Bank has also empowered local managers to offer employees impacted by the fires special dispensation to take care of their families or their neighborhoods.

There are more than 1,700 employees and 136 U.S. Bank offices in the seven counties impacted by the fires. No U.S. Bank properties incurred structural loss or damages. Some were closed due to evacuations, but with the exception of two, all were reopened as of Wednesday, Oct. 24.

U.S. Bank will employ its standard credit qualification procedures for all loan requests in the wildfire assistance program. To participate, consumers or small business owners should have proof of damage, such as insurance forms, estimates of repair costs or other documentation, and their most recent tax return. The small business loan is a limited time offer and will be available as long as the loan is booked by December 31, 2007.

U.S. Bancorp, with $228 billion in assets, is the parent company of U.S. Bank, the 6th largest commercial bank in the United States. The company operates 2,512 banking offices and 4,870 ATMs, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. Visit U.S. Bancorp on the web at www.usbank.com.

Teri Charest, 612-303-0732
Steve Dale, 612-303-0784


"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding U.S. Bancorp's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.

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