FAQ

Information for shareholders:
1.Are cash dividends paid on Cincinnati Financial Corporation’s stock?
2.Who is Cincinnati Financial’s transfer agent?
3.Does CFC offer a Shareholder Investment Plan?
4.How do I transfer shares to a broker?
5.What is Cincinnati Financial’s CUSIP number for its common stock?
6.What is a Medallion Signature Guarantee?
7.Can I sell my Cincinnati Financial Stock through the Shareholder Investment Plan?
8.Can I access my account information online?
9.Does CFC offer an automatic dividend reinvestment plan?
10.How do I change my dividend distribution on my account?
11.Does CFC offer a dividend direct deposit plan?
12.How do I replace a lost or outdated dividend or sale check?
13.How can I calculate my capital gain or loss on CFC shares?
14.Where can I find historical CFC stock price information?
15.Who do I contact with questions about my stock (obtain account information, replace a lost or stolen certificate, report a change of address or transfer ownership of stock)?
16.Who do I contact with questions about stock options or the stock loan program if I am an associate of The Cincinnati Insurance Companies?
About our investor communications:
17.When is the annual shareholder meeting?
18.Where can I get a copy of CFC’s quarterly or annual report?
19.When is CFC’s fiscal year?
20.When are CFC’s next earnings release date and earnings conference call with the financial community?
About our business:
21.What is CFC’s main business?
22.What type of insurance does Cincinnati provide?
23.How can I find a local Cincinnati agent?
24.How many people does CFC employ?
25.What is CFC’s investment philosophy?
Information for shareholders:
1.Are cash dividends paid on Cincinnati Financial Corporation’s stock?
Yes. We have increased dividends for more than 55 consecutive years. Our board of directors determines the payment dates and amounts of cash dividends. Check our News Releases for current dividend announcements.

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2.Who is Cincinnati Financial's transfer agent?
American Stock Transfer & Trust Company, LLC

Website: www.astfinancial.com

Telephone: 866-638-6443 (toll- free)
718-921-8124 (toll/international)

Email: info@astfinancial.com

Postal mail: Cincinnati Financial Corporation
c/o American Stock Transfer & Trust Company, LLC
6201 15th Avenue
Brooklyn, NY 11219

Please see the Transfer Agent page for more details.

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3.What is CFC’s stock dividend history?
Our board of directors have declared numerous stock dividends or stock splits since the first stock dividend in 1957.

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4.Does CFC offer a Shareholder Investment Plan?
Yes. Our transfer agent, American Stock Transfer & Trust Company (AST) is pleased to offer shareholders enrollment in the Shareholder Investment Plan. Please see the Shareholder Investment Plan page for more details.

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5.How do I transfer shares to a broker?
You can transfer shares electronically through your broker or financial institution via the Direct Registration System. Contact your broker or financial institution to initiate the transfer. It is helpful to have your current statement available when contacting them.

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6.What is Cincinnati Financial Corporation’s CUSIP number for its common stock?
Our CUSIP number is 172062101.

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7.What is a Medallion Signature Guarantee?
A Medallion Signature Guarantee is a guarantee that the signature is genuine, the signer is an appropriate person to endorse and the signer has legal capacity to sign. A financial institution or broker usually has the authority to guarantee shareholders’ signatures.

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8.Can I sell my Cincinnati Financial stock through the Shareholder Investment Plan?
Yes. Our transfer agent, AST will be happy to assist you with the selling of your shares of CFC Stock. Please see the Shareholder Investment Plan page for more details.

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9.Can I access my account information online?
Yes. You can access your online shareholder account through AST, our transfer agent. Please see the Transfer Agent page for more details.

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10.How do I change my dividend distribution on my account?
Contact AST if you wish to change your dividend distribution on your account. Please see the Transfer Agent page for more details.

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11.Does CFC offer dividend direct deposit?
Yes. Contact AST if you wish to enroll in dividend direct diposit. Please see the Transfer Agent page for more details.

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12.How do I replace a lost or outdated dividend or sale check?

If you are holding a dividend check, you should cash it as soon as possible. To verify the status of a check that you are holding or to request a replacement check, contact Cincinnati directly at 513-870-2639.


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13.How can I calculate my capital gain or loss on CFC shares?
Capital gain or loss generally is equal to the difference between the price at which you sold a share of CFC stock and the price you paid for that share, adjusted for all stock splits and stock dividends.

Each shareholder is responsible for maintaining records that show the cost basis of your shares to use in making that calculation.

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14.Where can I find historical CFC stock price information?
The last 10 years of historical price data for CFC stock is available through Nasdaq.com.

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15.Who do I contact with questions about my stock (obtain account information, replace a lost or stolen certificate, report a change of address or transfer ownership of stock)?

Our transfer agent, AST, can help with a variety of stockholder-related services. Please see the Transfer Agent page for more details.

If you own shares through a brokerage firm, you need to contact the brokerage directly.

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16.Who do I contact with questions about stock options or the stock loan program if I am an associate of The Cincinnati Insurance Companies?

Please contact the Shareholder Services department at 513-870-2639.

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About our investor communications:
17.When is the annual shareholder meeting?
Our Annual Meeting of Shareholders is in the spring. Please refer to our Calendar of Events for date, time and location. You can sign up to receive an e-mail alert whenever a new event is added by visiting the E-mail Alerts page.

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18.Where can I get a copy of CFC’s quarterly or annual report?
Our shareholder communications are available online. To request a printed copy of a report, please e-mail shareholder_inquiries@cinfin.com or call 513-870-2639.

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19.When is CFC’s fiscal year?
Our fiscal year ends on December 31.

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20.When are CFC’s next earnings release date and earnings conference call with the financial community?
Earnings release and conference call webcast dates are listed as soon as they are available on the Calendar of Events. You may listen to our conference calls live via webcast by visiting the Calendar of Events. You can sign up to receive an e-mail alert whenever a new event is added by visiting the E-mail Alerts page.

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About our business:
21.What is CFC’s main business?
Property casualty and life insurance. Cincinnati Financial Corporation is the parent company for a group of insurance companies collectively known as The Cincinnati Insurance Companies. Find out more about CFC and The Cincinnati Insurance Companies on our About Us page.

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22.What type of insurance does Cincinnati provide?
Find out more about the products we offer and the areas we serve on our Where We Do Business page.

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23.How can I find a local Cincinnati agent?
You click on Find an Agency, above, to find an agent near you. Consider insuring your home, auto, life or business with Cincinnati through your local independent agent.

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24.How many people does CFC employ?
Associates in our headquarters building in Fairfield, Ohio, support other associates who work from their homes in the communities served by the professional, independent agents who represent us. Find out more about Where We Do Business.

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25.What is CFC’s investment philosophy?
Our investment philosophy is stated simply: We want to compound cash flows over the long term. We focus on portfolio strategies that balance near-term income generation and long-term book value growth.

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