Investor Toolkit 

FAQ

Information for shareholders:
1.Are cash dividends paid on Cincinnati Financial Corporation’s stock?
2.What is CFC’s stock dividend history?
3.Does CFC offer a Shareholder Investment Plan?
4.How do I transfer shares to a broker?
5.What is Cincinnati Financial’s CUSIP number for its common stock?
6.What is a Medallion Signature Guarantee?
7.Can I sell my Cincinnati Financial Stock through the Shareholder Investment Plan?
8.Can I access my account information online?
9.Does CFC offer an automatic dividend reinvestment plan?
10.How do I change my dividend distribution on my account?
11.Does CFC offer a dividend direct deposit plan?
12.How do I replace a lost or outdated dividend or sale check?
13.How can I calculate my capital gain or loss on CFC shares?
14.Where can I find historical CFC stock price information?
Information on shareholder transactions:
15.What is the difference between my Tax ID/Federal ID number and my shareholder number?
16.What should I do if I cannot locate a stock certificate?
17.How do I transfer ownership of my stock?
18.My legal name has changed. Do I need to re-register my shares?
19.As representative for a deceased shareholder, how do I transfer the shares?
20.Are the transfer requirements different for a surviving joint tenant?
21.How do I register my shares in a trust registration?
22.Can I transfer shares to my child who is a minor?
23.How should my name appear on the stock certificate?
About our investor communications:
24.When is the annual shareholder meeting?
25.Where can I get a copy of CFC’s quarterly or annual report?
26.When is CFC’s fiscal year?
27.When are CFC’s next earnings release date and earnings conference call with the financial community?
About our business:
28.What is CFC’s main business?
29.What type of insurance does Cincinnati provide?
30.How can I find a local Cincinnati agent?
31.How many people does CFC employ?
32.What is CFC’s investment philosophy?
Information for shareholders:
1.Are cash dividends paid on Cincinnati Financial Corporation’s stock?
Yes. CFC has paid Dividends for 51 consecutive years. The board of directors determines the payment dates and amounts of cash dividends. Check our News Releases for current dividend announcements.

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2.What is CFC’s stock dividend history?
Directors have declared stock dividends or stock splits 29 times since the first stock dividend in 1957.

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3.Does CFC offer a Shareholder Investment Plan?
Yes. You can make voluntary cash purchases or have automatic monthly deductions taken from your checking or savings account to purchase shares of Cincinnati Financial stock. Participation in the plan is voluntary, and you may withdraw at any time. To participate in the Shareholder Investment Plan, please complete the Shareholder Application/Enrollment Form or contact shareholder_inquiries@cinfin.com.

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4.How do I transfer shares to a broker?
You can transfer shares electronically through your broker or financial institution via the Direct Registration System. Contact your broker or financial institution to initiate the transfer. It is helpful to have your current statement available when contacting them.

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5.What is Cincinnati Financial Corporation’s CUSIP number for its common stock?
Cincinnati Financial’s CUSIP number is 172062101.

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6.What is a Medallion Signature Guarantee?
A Medallion Signature Guarantee is a guarantee that the signature is genuine, the signer is an appropriate person to endorse and the signer has legal capacity to sign. A financial institution or broker usually has the authority to guarantee shareholders’ signatures.

Medallion Signature Guarantees are required on all stock transfers and all sales over $1,000.

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7.Can I sell my Cincinnati Financial stock through the Shareholder Investment Plan?
The Shareholder Investment Plan does allow for the sale of stock. Upon completion of the Sale/Certificate Withdrawal Form, including your signature, the shares will be placed into the Plan and sold. Please review the prospectus for details and fees.

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8.Can I access my account information online?
Yes. You can access your account 24 hours a day, seven days a week via this website. Read more about how to establish My Shareholder Account.

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9.Does CFC offer an automatic dividend reinvestment plan?
Yes. You may enroll in the Shareholder Investment Plan at any time, giving you the option to have your dividends automatically reinvested in CFC stock. Participation in the plan is voluntary, and you may withdraw at any time. For more information, read the Shareholder Investment Plan or contact shareholder_inquiries@cinfin.com.

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10.How do I change my dividend distribution on my account?
We will accept a letter, fax, e-mail or phone call to change the distribution of your dividend. A change from cash to reinvestment, however, requires the completion of the Shareholder Application/Enrollment form.

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11.Does CFC offer dividend direct deposit?
Yes. Registered shareholders may have your dividend payments delivered directly to your account at the financial institution of your choice. On payment day, your dividend is deposited automatically into your personal checking or savings account. The deposit appears on the regular statement from your financial institution. In addition, CFC provides a statement with the deposit amount and stock transaction activity. Participation is voluntary, and you may withdraw at any time. For more information, read the Shareholder Investment Plan or contact shareholder_inquiries@cinfin.com.

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12.How do I replace a lost or outdated dividend or sale check?
Please notify our Shareholder Services department via letter, fax, e-mail or phone call to request the replacement of a check. Our e-mail address is shareholder_inquiries@cinfin.com.

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13.How can I calculate my capital gain or loss on CFC shares?
Capital gain or loss generally is equal to the difference between the price at which you sold a share of CFC stock and the price you paid for that share, adjusted for all stock splits and stock dividends.

Each shareholder is responsible for maintaining records that show the cost basis of your shares to use in making that calculation.

Our Shareholder Services department can provide a list of issue and cancel dates for your stock certificates. For more information, contact shareholder_inquiries@cinfin.com.

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14.Where can I find historical CFC stock price information?
Historical CFC stock prices are available through this website for selected dates after December 14, 1972.

The closing price, day’s high, day’s low and volume have been adjusted to account for any stock splits and stock dividends that have occurred since the date you look up.

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Information on shareholder transactions:
15.What is the difference between my Tax ID/Federal ID number and my Shareholder number?
The Tax ID number is the Social Security number associated with your account. The Shareholder number is your account number that we provide when you make your initial purchase of CFC stock in your name. We use this number to help identify the correct account when responding to your inquiries.

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16.What should I do if I cannot locate a stock certificate?
Please contact our Shareholder Services department by phone or in writing as soon as possible so we can place a stop on those shares to eliminate the risk that they will surface in the open market for resale. At that time, we will mail you a form to complete and sign. Depending on the number of shares lost, we may require the purchase of an open penalty bond. Upon receiving the letter back and/or confirmation that you have purchased an open penalty bond, we will replace the stock certificate.

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17.How do I transfer ownership of my stock?

To transfer shares from an existing account to a new account, we need the following:

  1. Complete and provide us with a stock transfer form, indicating the new account holder’s information. You also may provide written instructions, which must include the number of shares to be transferred, which certificates/shares (DRS or dividend reinvestment shares) are to be used and the new account holder’s name, address and Tax ID number.
  2. If shares are in certificate form, we will need the original stock certificates for all shares to be transferred.

All account holders who are listed on the stock certificate must sign the transfer form or written instructions. The signatures must be guaranteed by a financial institution participating in an officially recognized Medallion Signature Guarantee Program. In some cases, additional documents may be required to complete the transfer. For more information, contact shareholder_inquiries@cinfin.com.


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18.My legal name has changed. Do I need to re-register my shares?
Yes. If a name has been changed legally (such as through marriage), a physical transfer of shares is necessary. Please follow the transfer instructions above. Sign the form "Jane Doe Smith formerly Jane Doe."

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19.As representative for a deceased shareholder, how do I transfer the shares?
To change the registration when a shareholder dies, please follow the transfer instructions above. In addition, provide a court-certified death certificate, or a photocopy affixed with a Medallion Guarantee, along with a probate certificate showing appointment of an executor or administrator of the decedent’s estate. Some states require submission of an inheritance tax waiver and/or affidavits of domicile.

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20.Are the transfer requirements different for a surviving joint tenant?
Yes. The requirements are slightly different for a surviving joint tenant. To re-register the shares in the surviving party’s or parties’ name(s), return the stock certificate(s) and a letter of instruction along with a court-certified death certificate, or a photocopy affixed with a Medallion Guarantee. If adding a new name to the registration, follow the transfer instructions above.

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21.How do I register my shares in a trust registration?
To register share in a trust registration, follow the transfer instructions above. In addition, provide a copy of the trust document or agreement, showing the fiduciary and trust description including the fiduciary relationship, the date of the document or agreement, all trustees, the name of the maker of the document and the trust’s federal ID number or Social Security number.

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22.Can I transfer shares to my child who is a minor?
In most states, minors do not have the right to contract, and so cannot own stock in their name alone. The Uniform Gift to Minors Act (UGMA) and Uniform Transfers to Minors Act (UTMA) established simple ways for a minor to own securities without requiring the services of an attorney to prepare trust documents or the court appointment of a trustee. To establish a UGMA or UTMA custodial account, you must appoint a custodian (trustee) and provide the name and Social Security number of the minor. Only one custodian can be named per account.

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23.How should my name appear on the stock certificate?

Examples of common legal tenancy phrase registrations are:

Individual Registration:

  • Example: Sue Smith

Joint Registration: The names of multiple owners should appear with an ampersand (&). The conjunctive OR should never be used as it does not describe the ownership adequately.

  • JT TEN – as joint tenants with rights of survivorship
    • Example: John Smith & Sue Smith JT TEN
  • TEN COM – as tenants in common
    • Example: John Smith & Sue Smith TEN COM
  • TEN ENT – as tenants by entirety
    • Example: John Smith & Sue Smith TEN ENT

Custodial Registration:

  • This wording may vary depending on the state where you are registering the shares.
    • Example: John Smith (adult) as custodian for Sammy Smith (minor) under the [name of enacting state] Uniform Gifts to Minors Act (UGMA)
    • Example: John Smith (adult) as custodian for Sammy Smith (minor) under the [name of enacting state] Uniform Transfers to Minors Act (UTMA)

Trust Registration:

  • Example: John Smith TR U/A DTD 3/10/06 The John Smith Trust

Transfer on Death (TOD) Registration:

  • Example: John Smith TOD Sue Smith Subject to TOD Rules

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About our investor communications:
24.When is the annual shareholder meeting?
Our Annual Meeting of Shareholders is in the spring. Please refer to our Calendar of Events for date, time and location. You can sign up to receive an e-mail alert whenever a new event is added by visiting the E-mail Alerts page.

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25.Where can I get a copy of CFC’s quarterly or annual report?
Our shareholder communications are available through this website. To request a printed copy of a report, please e-mail shareholder_inquiries@cinfin.com or call 513-870-2768.

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26.When is CFC’s fiscal year?
Our fiscal year ends on December 31.

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27.When are CFC’s next earnings release date and earnings conference call with the financial community?
Earnings release and conference call webcast dates are listed as soon as they are available on the Calendar of Events. Generally, our earnings are released after market close on a Wednesday with our conference call webcast on Thursday morning. You may listen to our conference calls live in the Internet via webcast by visiting the Calendar of Events. You can sign up to receive an e-mail alert whenever a new event is added by visiting the E-mail Alerts page.

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About our business:
28.What is CFC’s main business?
Insurance. Cincinnati Financial Corporation is the parent company for a group of insurance companies collectively known as The Cincinnati Insurance Companies. Find out more about CFC and The Cincinnati Insurance Companies on our About Us page.

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29.What type of insurance does Cincinnati provide?
Find out more about the products we offer and the areas we serve on our Where We Do Business page.

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30.How can I find a local Cincinnati agent?
You click on Find an Agency, at left, or call 800-769-0548 for an agent referral. Consider insuring your home, auto, life or business with Cincinnati through your local independent agent.

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31.How many people does CFC employ?
Associates in our headquarters building in Fairfield, Ohio, support other associates who work from their homes in the communities served by the professional, independent agents who represent us. Find out more about Where We Do Business.

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32.What is CFC’s investment philosophy?
Our investment philosophy is stated simply: We want to compound cash flows over the long term. We focus on portfolio strategies that balance near-term income generation and long-term book value growth.

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CINF (Common Stock) 
ExchangeNASDAQ GS
Price$48.09
Change (%) Stock is Down 0.14 (0.29%)
Volume873,761
Data as of 08/29/14 4:00 p.m. ET
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What's New 

Webcast
Cincinnati Financial Corporation
KBW Insurance Conference

September 4, 2014 at 1:00p.m. ET



Webcast
Cincinnati Financial Corporation
Q2 2014 Earnings Conference Call

July 30, 2014 at 11:00a.m. ET



Disclaimer 

Information and news releases on this site were believed to be accurate as of the date prepared, and Cincinnati Financial disclaims any duty to update them. "Forward looking statements," as defined in securities laws, are intended to fit within the "safe harbor" and are subject to material risk factors that may not be disclosed on this site.