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10-Q
FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE filed this Form 10-Q on 05/07/2015
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Table 26: Risk Characteristics of Single-Family Conventional Business Volume and Guaranty Book of Business(1) 
 
Percent of Single-Family Conventional Business Volume(2)
 
 
 
 
 
 
 
 
For the
Three Months
Ended March 31,
 
Percent of Single-Family
Conventional Guaranty
Book of Business(3)(4)
As of
 
2015
 
2014
 
March 31, 2015
 
December 31, 2014
Original LTV ratio:(5)
 
 
 
 
 
 
 
 
 
 
 
<= 60%
19

%
17

%
 
21

%
 
 
21

%
60.01% to 70%
15

 
13

 
 
14

 
 
 
14

 
70.01% to 80%
40

 
39

 
 
38

 
 
 
38

 
80.01% to 90%(6)
12

 
12

 
 
11

 
 
 
11

 
90.01% to 100%(6)
13

 
15

 
 
11

 
 
 
11

 
100.01% to 125%(6)
1

 
3

 
 
3

 
 
 
3

 
Greater than 125%(6)
*
 
1

 
 
2

 
 
 
2

 
Total
100

%
100

%
 
100

%
 
 
100

%
Weighted-average
74

%
77

%
 
75

%
 
 
75

%
Average loan amount
$
221,682

 
$
193,053

 
 
$
159,832

 
 
 
$
159,997

 
Estimated mark-to-market LTV ratio:(7)
 
 
 
 
 
 
 
 
 
 
 
<= 60%
 
 
 
 
 
42

%
 
 
42

%
60.01% to 70%
 
 
 
 
 
19

 
 
 
19

 
70.01% to 80%
 
 
 
 
 
18

 
 
 
18

 
80.01% to 90%
 
 
 
 
 
10

 
 
 
10

 
90.01% to 100%
 
 
 
 
 
6

 
 
 
6

 
100.01% to 125%
 
 
 
 
 
4

 
 
 
4

 
Greater than 125%
 
 
 
 
 
1

 
 
 
1

 
Total
 
 
 
 
 
100

%
 
 
100

%
Weighted-average
 
 
 
 
 
64

%
 
 
64

%
Product type:
 
 
 
 
 
 
 
 
 
 
 
Fixed-rate:(8)
 
 
 
 
 
 
 
 
 
 
 
Long-term
80

%
75

%
 
74

%
 
 
74

%
Intermediate-term
17

 
20

 
 
17

 
 
 
17

 
Interest-only

 
 
 
1

 
 
 
1

 
Total fixed-rate
97

 
95

 
 
92

 
 
 
92

 
Adjustable-rate:
 
 
 
 
 
 
 
 
 
 
 
Interest-only
 
*
 
 
2

 
 
 
2

 
Other ARMs
3

 
5

 
 
6

 
 
 
6

 
Total adjustable-rate
3

 
5

 
 
8

 
 
 
8

 
Total
100

%
100

%
 
100

%
 
 
100

%
Number of property units:
 
 
 
 
 
 
 
 
 
 
 
1 unit
97

%
96

%
 
97

%
 
 
97

%
2-4 units
3

 
4

 
 
3

 
 
 
3

 
Total
100

%
100

%
 
100

%
 
 
100

%
Property type:
 
 
 
 
 
 
 
 
 
 
 
Single-family homes
90

%
89

%
 
91

%
 
 
91

%
Condo/Co-op
10

 
11

 
 
9

 
 
 
9

 
Total
100

%
100

%
 
100

%
 
 
100

%


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